Virginia Credit Union (VACU)

The Virginia Credit Union  (VACU) is a full service, statewide, not-for-profit financial cooperative owned by its members. Their vision is to be their members’ trusted provider of financial services, helping them achieve greater success. With assets of more than $2 billion and the number of members exceeding 200,000 VACU is one of the largest credit unions in the Commonwealth.

VACU offers affordable products and services to meet members’ diverse needs and help them financially. They treat members fairly, with dignity and respect, and look for ways to reach out to unserved and underserved members.  Their commitment and actions are consistent with the credit union philosophy of “people helping people.”

Some of the services VACU provides include:

  • Free checking with no minimum balance, no monthly service charge
  • Free, convenient in person access, also by phone and online
  • Free online banking and bill pay; mobile banking and mobile deposit
  • Free automatic savings deposit programs to make saving easier
  • Personal loans for as little as $100
  • Low-cost credit cards with reasonable rates and fewer fees
  • First-time homebuyers and other mortgage programs that help more members buy homes
  • Free credit counseling, budgeting assistance and debt management programs
  • Personal financial management programs available with no cost or obligation consulting
  • Scholarships awarded annually to help members pay for college
  • Multilingual, interpretive service to help meet diverse membership needs

To find out more, click here (

VACU not affiliated with the VGEA. VACU is recommended by the VGEA for its members.

What VGEA Members Are Saying:

  • This organization (VGEA) provides highest quality support for active and retired public employees…

    Dan Moon
  • VGEA is our Voice in Richmond!

    Judy Franklin
  • VGEA is Your Connection that has the strength of numbers and influence to demand that our issues are addressed.

    April Mela
  • I’m impressed with the VGEA’s General Assembly accomplishments, particularly in the last few years.

    Terry Alfred
  • Thank you, VGEA, for all you do for State employees. Your effort and dedication are much appreciated.

    Jayne Fanshaw, Longwood University
  • VGEA is wonderful and has our best interests at heart…it is truly the voice of the people.

    Joan Stromberg, ABC
  • Thank you, (VGEA) you do a great job representing us! 

    Karen Poff
  • The cellphone discounts I’ve gotten through VGEA have probably been enough to pay my association dues for the rest of my life!

    L.F., Department of Corrections
  • “I saved $200 this year just by changing to Liberty Mutual for car insurance. That’s how much the VGEA insurance discount was – twice my dues!”

    J. L. Stone
  • Great organization and I’m proud to be a member. VGEA worked tirelessly to ensure state employees received a 3% raise this year and not tied to revenue projections. VGEA is our voice to state government. I wish more state employees would join, there is strength in numbers.

    Carolyn Bethea

Representing the Commonwealth’s Employees and Retirees

For more than a half century, the VGEA has worked with Virginia General Assembly members and every Governor to protect the interests of the Commonwealth’s employees and retirees and to ensure that their needs are addressed. Learn More

Celebrating 60 Years of Service!